Our Story
Established with a vision to revolutionize the mortgage industry, Lendinsure began with a simple yet powerful idea: to make the path to homeownership smoother, simpler, and more accessible for everyone.
Founded by a team of passionate experts, our company is rooted in a deep commitment to serving our clients with integrity, transparency, and expertise.
Our Mission
At Lendinsure, our mission is clear: to empower individuals and families to achieve their homeownership dreams. We believe that owning a home isn’t just about transactions; it’s about creating lasting connections and building communities.
Our Values
At Lendinsure, our customers come first. We’re committed to understanding your unique needs, offering personalized solutions, and ensuring your satisfaction throughout the loan process and beyond. Your goals are our goals, and we’re dedicated to helping you achieve them.
Transparency is the bedrock of our operations. We believe in honesty, integrity, and clarity in all our dealings. From the initial consultation to closing, we provide straightforward information, ensuring you fully understand the terms, rates, and fees associated with your loan.
We’re more than a lending institution; we’re an active participant in the communities we serve. Supporting local initiatives, contributing to community growth, and fostering prosperity are central to our values. We believe that thriving communities contribute to successful homeownership.
Our team comprises experienced professionals passionate about empowering you with knowledge and expertise. We’re committed to providing guidance, education, and support, empowering you to make informed decisions and achieve your homeownership dreams.
What Sets Us Apart
We recognize that each homebuyer has unique needs and financial circumstances. What sets us apart is our dedication to crafting personalized loan solutions.
Whether you’re a first-time buyer, seeking to upgrade, or exploring refinancing options, we take the time to understand your goals and create tailored plans that fit your individual situation.
- Tailored Solutions for Every Homebuyer
- Expert Guidance Every Step of the Way
- Transparent and Streamlined Processes
- Long-Term Partnership and Support
- Embracing Technology for Convenience
Start your refinancing journey with us now!
Let us simplify your journey to a better mortgage and a brighter financial future.
In case you missed anything.
There are no fees at all. Our clients are not charged any consultation fees as we are compensated by the banks indirectly. Essentially, the bank pays us for generating new applications while providing you with appropriate credit advice. This arrangement benefits everyone involved. It’s a win – win for everybody.
The First Home Owners Grant is a government grant designed to provide financial assistance to eligible individuals who are purchasing a new home or building their own home.
To apply for the grant, it is recommended to do so simultaneously with your home loan application. Our brokers can assist you with the application process, or you may also request an application directly from the office of state revenue.
Find out more about the First Home Owner Grant (http://www.firsthome.gov.au/).
In most cases, lenders typically require a minimum deposit of 5% of the purchase price. However, it is advisable to have some additional funds to cover other expenses such as stamp duty, legal fees, and lender’s fees. It is important to note that the required minimum deposit may vary depending on factors like whether it is an investment purchase and the location of the property. Due to the ever-changing requirements set by banks, it is recommended to consult with a broker to determine your specific needs.
Your borrowing capacity is affected by many factors, such as;
• Your income
• Any debts you currently hold
• Number of dependants
• Your current living expenses
Speak to our experienced brokers to give you a clearer picture of what your purchase power is.
A pre-approval is a preliminary assessment of your borrowing capacity. It provides insight into the amount you can potentially borrow from a specific lender. It is important to note that a pre-approval does not guarantee a mortgage offer.
Refinancing refers to the process of obtaining a new loan to replace an existing one, often at a more favorable interest rate or with improved terms. Many individuals choose to refinance their home loans due to changes in their circumstances or financial goals. This can be a smart financial move as it provides the opportunity to secure a lower interest rate, consolidate debts, or access the equity in your current property. To determine if refinancing is suitable for your situation, we recommend consulting with one of our mortgage brokers.
Engaging the services of a lawyer or conveyancer is highly recommended when considering a property purchase as they can offer valuable insights into the legal aspects involved. Their responsibilities typically includes:
• Conducting a thorough examination of the property’s title.
• Reviewing the contract of sale and offering recommendations.
• Determining the fees and taxes (such as stamp duty) that need to be paid and the associated timelines.