STAY AHEAD OF RISING RATES

Secure a lower rate now by refinancing your home loan!

Lock-In Low Interest rates with Our Home
Loan Refinancing Options & Beat the Hike

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Why refinance your home loan to us?

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Free Home Loan Health Check

Discover the benefits of refinancing with our free Home Loan Health Check. Get personalised recommendations based on your current loan and financial situation.

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Competitive interest rates

We’re 100% independent and have access to all major lenders in the Australian market. We’ll ensure we work to get you the best rate possible.

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Independent and unbiased advice

Trust our impartial advice. Our experienced loan officers will guide you through the refinancing process with transparency and integrity.

We’ll compare thousands of home loans from 30+ leading lenders

Get access to an extensive panel of lending partners all in one place, instantly.

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Anz
Aussie
Bankwest
Boq
Commonwealthbank
Hsbc
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Suncorp
Westpac

Why Lendinsure?

At Lendinsure, we are dedicated to providing you with a seamless and rewarding home loan refinancing experience.

Our team brings years of industry experience and expertise to the table. We stay up to date with market trends, interest rates, and regulatory changes, ensuring you receive accurate and timely advice throughout the refinancing process.

Let us simplify your journey to a better mortgage and a brighter financial future. Get started with us today!

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Refinancing your home loan

At Lendinsure, we are dedicated to providing you with a seamless and rewarding home loan refinancing experience.

Our team brings years of industry experience and expertise to the table. We stay up to date with market trends, interest rates, and regulatory changes, ensuring you receive accurate and timely advice throughout the refinancing process.

Let us simplify your journey to a better mortgage and a brighter financial future. Get started with us today!

  • Free Home Loan Health Check
  • Completely free service
  • Quick decision and an easy application
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But don’t just take it from us

We always recommend a second opinion. Check out our customer reviews

My fixed rate had recently expired, and I was shocked. My rates went from 2.09% to 6.08%! I’ve heard a lot of lenders were offering cashback on refinances and decided to explore my options, I’ve called a few banks, but with so many lenders out there, it was hard for me to call every single one, and then there were the wait times. I was very busy and had no time to wait around. I was referred to Andrew by a friend of mine. He has access to many lenders and was able to help me get a better rate, plus I was able to get a $4,000 cashback. I am delighted with the outcome and what Andrew and the team have done for me.
Lucy
I’ve just recently moved into my first home! I have been renting for five years and thought I could never enter the property market. I felt nervous because I wasn’t sure what my repayments would be, and on top of that, I was only able to save a 5% deposit. Andrew took the time to explain the whole process and gave me the confidence to proceed. I have never looked back. I can finally say I am a homeowner. I would definitely recommend Andrew to my family and friends.
Brenda
Andrew and the team have done an excellent job in securing my refinance. Not only did they get me a lower rate, but they also took the time to go through little steps I could take to pay off my mortgage sooner. The whole process seemed complicated, but the team made it seamless. I couldn’t recommend them enough. Thank you!
Gary
Pexels Elina Fairytale 4008773 1

Start your refinancing journey with us now!

Let us simplify your journey to a better mortgage and a brighter financial future.

In case you missed anything.

There are no fees at all. Our clients are not charged any consultation fees as we are compensated by the banks indirectly. Essentially, the bank pays us for generating new applications while providing you with appropriate credit advice. This arrangement benefits everyone involved. It’s a win – win for everybody.

The First Home Owners Grant is a government grant designed to provide financial assistance to eligible individuals who are purchasing a new home or building their own home.
To apply for the grant, it is recommended to do so simultaneously with your home loan application. Our brokers can assist you with the application process, or you may also request an application directly from the office of state revenue.
Find out more about the First Home Owner Grant (http://www.firsthome.gov.au/).

In most cases, lenders typically require a minimum deposit of 5% of the purchase price. However, it is advisable to have some additional funds to cover other expenses such as stamp duty, legal fees, and lender’s fees. It is important to note that the required minimum deposit may vary depending on factors like whether it is an investment purchase and the location of the property. Due to the ever-changing requirements set by banks, it is recommended to consult with a broker to determine your specific needs.

Your borrowing capacity is affected by many factors, such as;

• Your income
• Any debts you currently hold
• Number of dependants
• Your current living expenses

Speak to our experienced brokers to give you a clearer picture of what your purchase power is.

A pre-approval is a preliminary assessment of your borrowing capacity. It provides insight into the amount you can potentially borrow from a specific lender. It is important to note that a pre-approval does not guarantee a mortgage offer.

Refinancing refers to the process of obtaining a new loan to replace an existing one, often at a more favorable interest rate or with improved terms. Many individuals choose to refinance their home loans due to changes in their circumstances or financial goals. This can be a smart financial move as it provides the opportunity to secure a lower interest rate, consolidate debts, or access the equity in your current property. To determine if refinancing is suitable for your situation, we recommend consulting with one of our mortgage brokers.

Engaging the services of a lawyer or conveyancer is highly recommended when considering a property purchase as they can offer valuable insights into the legal aspects involved. Their responsibilities typically includes:

• Conducting a thorough examination of the property’s title.
• Reviewing the contract of sale and offering recommendations.
• Determining the fees and taxes (such as stamp duty) that need to be paid and the associated timelines.

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